.mhf{font-family:Arial,Helvetica,sans-serif;background:#f6f8fa;color:#102c42;padding:80px 24px 64px;isolation:isolate;overflow:hidden}.mhf *{box-sizing:border-box}.mhf-wrap{max-width:1240px;margin:auto}.mhf-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:60px;margin-bottom:33px}.mhf-heading>div{max-width:650px}.mhf .mhf-kicker{font-size:9px!important;font-weight:700;letter-spacing:1.8px;line-height:1.7!important;color:#8f7600;margin:0 0 16px!important;display:flex;align-items:center;gap:8px}.mhf-kicker>span{width:6px;height:6px;background:var(--mhf-accent);border-radius:50%}.mhf h2{font-size:clamp(32px,3.1vw,42px)!important;line-height:1.15!important;letter-spacing:-1.4px;color:#102c42!important;font-weight:750!important;margin:0!important;padding:0;text-transform:none;text-wrap:balance}.mhf .mhf-description{font-size:13px!important;line-height:1.85!important;color:#6b8192;margin:0 0 3px!important;max-width:330px}.mhf-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:19px}.mhf-card{position:relative;background:#fff;border:1px solid #e1e8ee;border-radius:15px;padding:27px 27px 22px;display:flex;flex-direction:column;overflow:hidden;transition:transform .25s,box-shadow .25s,border-color .25s}.mhf-card:after{content:'';position:absolute;left:27px;right:27px;top:0;height:3px;background:var(--mhf-accent);transform:scaleX(0);transform-origin:left;transition:transform .25s}.mhf-card:hover{transform:translateY(-5px);box-shadow:0 18px 35px #102c4209;border-color:#d8c760}.mhf-card:hover:after{transform:scaleX(1)}.mhf-card-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:22px}.mhf-icon{width:49px;height:49px;border-radius:13px;background:#fff9de;border:1px solid #eee5b0;color:#9a7e00;display:flex;align-items:center;justify-content:center}.mhf-icon svg{width:28px;height:28px}.mhf-number{font-size:10px;color:#acbbc5;letter-spacing:2px}.mhf h3{font-size:22px!important;line-height:1.25!important;font-weight:700!important;letter-spacing:-.5px;color:#102c42!important;margin:0 0 12px!important;padding:0;text-transform:none}.mhf-card>p{font-size:12px!important;line-height:1.85!important;color:#6b8192;margin:0 0 23px!important}.mhf-tag{margin-top:auto;padding-top:14px;border-top:1px solid #edf1f4;display:flex;align-items:center;gap:7px;font-size:8px;letter-spacing:1px;line-height:1.8;color:#8295a2}.mhf-tag>span{width:4px;height:4px;background:var(--mhf-accent);border-radius:50%;flex-shrink:0}.mhf .mhf-note{font-size:10px!important;color:#7c909f;line-height:1.8!important;margin:18px 0 0!important}.mhf-cta{margin-top:40px;border-radius:19px;overflow:hidden;position:relative;background:#07172b;border:1px solid #1b3447;padding:42px 43px;display:flex;align-items:center;justify-content:space-between;gap:48px;isolation:isolate}.mhf-cta-copy{max-width:650px;position:relative;z-index:1;min-width:0}.mhf .mhf-cta .mhf-kicker{color:var(--mhf-accent);font-size:8px!important;letter-spacing:1.6px;margin-bottom:14px!important}.mhf .mhf-cta h2{color:#fff!important;font-size:32px!important;letter-spacing:-1px;max-width:560px}.mhf-cta-copy>p:not(.mhf-kicker){font-size:12px!important;line-height:1.9!important;color:#9eb5c6;max-width:540px;margin:17px 0 0!important}.mhf-actions{position:relative;z-index:1;flex-shrink:0;display:flex;flex-direction:column;gap:13px;max-width:310px}.mhf .mhf-primary{display:flex;align-items:center;justify-content:space-between;gap:25px;background:var(--mhf-accent);color:#07172b!important;padding:16px 19px;min-height:51px;border-radius:8px;text-decoration:none!important;font-size:12px;font-weight:700;transition:transform .2s}.mhf-primary>span{font-size:20px}.mhf-primary:hover{transform:translateY(-3px)}.mhf .mhf-secondary{min-height:44px;display:flex;justify-content:center;align-items:center;gap:17px;color:#c3d1dc!important;text-decoration:none!important;font-size:12px}.mhf-secondary>span{font-size:19px}.mhf a:focus-visible{outline:2px solid var(--mhf-accent);outline-offset:5px}.mhf-cta-art{position:absolute;inset:0;z-index:0;pointer-events:none;overflow:hidden;background:radial-gradient(ellipse at right bottom,#f1cb100f,transparent 65%)}.mhf-cta-art>div{position:absolute;border:1px solid #ffffff08;border-radius:50%;width:400px;height:400px;right:0;top:50%;transform:translateY(-50%)}.mhf-cta-art>div+div{width:520px;height:520px;right:-60px}.mhf-cta-art>span{position:absolute;left:45%;top:-25px;font-size:260px;line-height:1;color:#ffffff02}
@media(max-width:1000px){.mhf-heading{gap:30px}.mhf-cards{gap:15px}.mhf-card{padding:23px}.mhf h3{font-size:20px!important}.mhf-cta{padding:34px;gap:25px}.mhf .mhf-cta h2{font-size:29px!important}.mhf-actions{max-width:260px}}
@media(max-width:800px){.mhf-cards{grid-template-columns:repeat(2,minmax(0,1fr))}.mhf-heading{display:block}.mhf .mhf-description{max-width:600px;margin-top:19px!important}.mhf-cta{display:block}.mhf-actions{margin-top:24px;max-width:320px}.mhf .mhf-secondary{justify-content:flex-start}.mhf-cta-copy{max-width:100%}}
@media(max-width:480px){.mhf{padding:48px 20px}.mhf h2{font-size:32px!important;letter-spacing:-1px}.mhf .mhf-kicker{font-size:8px!important;letter-spacing:1.3px}.mhf-cards{grid-template-columns:minmax(0,1fr);gap:12px}.mhf-card{padding:24px}.mhf h3{font-size:23px!important}.mhf-card>p{font-size:13px!important}.mhf-card-top{margin-bottom:18px}.mhf-cta{margin-top:28px;padding:28px 24px;border-radius:15px}.mhf .mhf-cta h2{font-size:29px!important}.mhf-cta-copy>p:not(.mhf-kicker){font-size:13px!important}.mhf-actions{max-width:100%}.mhf .mhf-primary{font-size:11px;gap:12px}.mhf-tag{font-size:8px}}
@media(prefers-reduced-motion:reduce){.mhf *,.mhf *:after{transition:none!important;transform:none!important}}
/* 1.1: layered cards and a more distinct closing panel. */
.mhf{background:radial-gradient(ellipse at 0 0,#f1cb1008,transparent 45%),#f6f8fa}
.mhf-heading{margin-bottom:38px}.mhf h2{max-width:650px}
.mhf-card{padding:29px 29px 23px;border-radius:18px;background:linear-gradient(145deg,#fff 60%,#fafbf7);box-shadow:0 5px 18px #102c4203}
.mhf-card:before{content:'';position:absolute;width:110px;height:110px;border:1px solid #f1cb1014;border-radius:50%;right:-43px;top:-44px;pointer-events:none;transition:transform .3s}
.mhf-card:hover:before{transform:scale(1.4)}
.mhf-card:hover{transform:translateY(-6px);box-shadow:0 20px 38px #102c420c}
.mhf-card-top{margin-bottom:25px}.mhf-icon{height:55px;width:55px;border-radius:16px;background:linear-gradient(135deg,#fff5bf,#fffbed);box-shadow:inset 0 1px 0 #fff,0 5px 12px #ad8f0008}
.mhf-icon svg{width:30px;height:30px}.mhf-number{font-size:12px;color:#b3bfca}
.mhf h3{font-size:23px!important;letter-spacing:-.6px}.mhf-card>p{font-size:13px!important;line-height:1.85!important;max-width:330px}
.mhf-tag{padding-top:17px;letter-spacing:1.1px}.mhf-tag>span{width:5px;height:5px;box-shadow:0 0 0 3px #f1cb1012}
.mhf-cta{margin-top:45px;padding:48px;border-radius:22px;background:radial-gradient(ellipse at 95% 20%,#f1cb1014,transparent 60%),#07172b;box-shadow:0 20px 40px #07172b10;border-color:#263b47}
.mhf-cta:before{content:'';position:absolute;top:0;left:48px;width:65px;height:3px;border-radius:0 0 3px 3px;background:var(--mhf-accent)}
.mhf .mhf-cta h2{font-size:36px!important;max-width:600px;line-height:1.12!important}.mhf-cta-copy>p:not(.mhf-kicker){font-size:13px!important;max-width:520px}
.mhf .mhf-primary{padding:18px 20px;min-height:57px;border:1px solid #ffffff20;box-shadow:0 8px 25px #0002;border-radius:10px}
.mhf-primary>span{display:flex;align-items:center;justify-content:center;width:25px;height:25px;border-radius:6px;background:#07172b0d;font-size:20px}
.mhf .mhf-secondary{font-size:12px;color:#b7c9d7!important}.mhf-secondary:hover{color:#fff!important}
@media(max-width:1000px){.mhf-card{padding:25px}.mhf .mhf-cta h2{font-size:31px!important}.mhf-cta{padding:36px}.mhf-cta:before{left:36px}.mhf-actions{max-width:285px}}
@media(max-width:800px){.mhf-actions{max-width:350px}.mhf .mhf-cta h2{max-width:600px}.mhf-heading{margin-bottom:29px}}
@media(max-width:480px){.mhf-card{padding:25px}.mhf-card-top{margin-bottom:20px}.mhf-icon{width:50px;height:50px;border-radius:14px}.mhf-icon svg{width:28px;height:28px}.mhf h3{font-size:23px!important}.mhf-cta{padding:31px 25px;margin-top:30px;border-radius:18px}.mhf-cta:before{left:25px}.mhf .mhf-cta h2{font-size:30px!important}.mhf-actions{max-width:none;width:100%}.mhf .mhf-primary{padding:16px;font-size:12px;gap:10px}.mhf-primary>span{flex-shrink:0}.mhf-card:hover{transform:none}}
@media(prefers-reduced-motion:reduce){.mhf-card:before{transition:none!important;transform:none!important}}
/* 1.2: calm closing panel with explicit SVG icons, never emoji. */
.mhf-cta{display:grid;grid-template-columns:minmax(0,1fr) minmax(240px,320px);gap:54px;padding:46px 44px;background:#07172b;border:1px solid #213748;border-radius:18px;box-shadow:0 18px 35px #07172b0c;align-items:center}
.mhf-cta:before{left:44px;width:52px;height:3px}
.mhf-cta-copy{max-width:640px;min-width:0}
.mhf .mhf-cta h2{font-size:34px!important;line-height:1.16!important;letter-spacing:-1px;max-width:570px}
.mhf .mhf-cta .mhf-kicker{font-size:9px!important;letter-spacing:1.6px;line-height:1.8!important;max-width:100%}
.mhf-cta-copy>p:not(.mhf-kicker){font-size:13px!important;line-height:1.9!important;margin-top:17px!important;max-width:530px}
.mhf-actions{width:100%;max-width:none;gap:10px;border-left:1px solid #ffffff12;padding-left:30px}
.mhf .mhf-primary{width:100%;min-height:56px;font-size:12px;line-height:1.6;gap:16px;padding:15px 17px;border-radius:8px;box-shadow:0 8px 20px #0002;white-space:normal}
.mhf .mhf-arrow{display:inline-flex;align-items:center;justify-content:center;width:25px;height:25px;flex:0 0 25px;background:transparent;border-radius:0;line-height:1}
.mhf .mhf-arrow svg{display:block;width:20px!important;height:20px!important;max-width:20px!important;overflow:visible}
.mhf .mhf-secondary{justify-content:center;min-height:44px;font-size:12px;gap:10px}
.mhf .mhf-secondary .mhf-arrow{width:20px;flex-basis:20px}
.mhf-cta-art{inset:0;background:radial-gradient(ellipse at 100% 100%,#f1cb1009,transparent 60%)}
.mhf-cta-art>div{width:250px;height:250px;right:-140px;border-color:#ffffff06;top:0;transform:none}
.mhf-cta-art>div+div{width:350px;height:350px;right:-190px;top:-50px;border-color:#ffffff05}
@media(max-width:1000px){.mhf-cta{grid-template-columns:minmax(0,1fr) minmax(220px,280px);gap:30px;padding:35px}.mhf-cta:before{left:35px}.mhf-actions{padding-left:22px}.mhf .mhf-cta h2{font-size:30px!important}}
@media(max-width:800px){.mhf-cta{grid-template-columns:minmax(0,1fr);gap:25px;padding:34px}.mhf-cta:before{left:34px}.mhf-actions{margin-top:0;border-left:0;border-top:1px solid #ffffff12;padding:23px 0 0;display:flex;flex-direction:row;align-items:center;flex-wrap:wrap;gap:12px 22px}.mhf .mhf-primary{width:auto;max-width:100%}.mhf .mhf-secondary{justify-content:flex-start}.mhf .mhf-cta h2{font-size:32px!important}}
@media(max-width:480px){.mhf-cta{padding:30px 24px;border-radius:16px;gap:23px}.mhf-cta:before{left:24px}.mhf .mhf-cta h2{font-size:28px!important;line-height:1.17!important;letter-spacing:-.8px}.mhf .mhf-cta .mhf-kicker{font-size:8px!important;letter-spacing:1.3px}.mhf-cta-copy>p:not(.mhf-kicker){font-size:12px!important;line-height:1.85!important}.mhf-actions{display:flex;flex-direction:column;align-items:stretch;padding-top:21px;gap:7px}.mhf .mhf-primary{width:100%;font-size:12px;min-height:53px}.mhf .mhf-secondary{justify-content:center}}

.mhw-arrow{display:inline-block!important;width:18px!important;height:18px!important;max-width:18px!important;vertical-align:middle;flex-shrink:0}